Does Costco Take Apple Pay? [Gas Station, How To Use It & More]

Does Costco take Apple Pay and how do you even use it? Can you use your Apple card? Here's a guide with all the answers you need right now.

Over the years, Apple Pay has quickly become one of the leading payment methods worldwide. It’s quicker, easier, and more secure than using any other payment method to date.

If you’re a Costco membership holder and regularly shop at Costco, then you’re probably wondering if you can pay using Apple Pay.

After some in-depth research, here’s what we have found.

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Does Costco Accept Apple Pay in 2023?

Costco store 1

Yes, Costco does take Apple Pay as a form of payment both in-store and at their gas stations. Costco members can simply use their iPhone or Apple Watch to pay for any of their purchases at checkout.

Do note that if you’re paying with Apple Pay in the US, Costco is only going to accept Visa debit and credit cards that are currently linked to your Apple Pay wallet.

If you’d like to find out more about paying via Apple Pay at Costco, keep on reading.

How To Use Apple Pay At Costco

If this type of payment method seems a bit daunting, we’d like to assure you it is much simpler than putting your card in the terminal and entering your PIN.

Here is a quick summary of how to use Apple Pay at Costco.

Generally, you can add this feature directly from your banking app if your bank offers this service.

However, if you want to add it manually, all you need to do is:

  • Download and open your ‘wallet’ application on your IOS device
  • Click on the ‘+’ in the top right-hand corner
  • Select ‘debit’ or ‘credit card’

It will then prompt you to take an image of your card and voila, you’ll be able to use Apple Pay in Costco and any other store that accepts payments through Apple Pay.

It is as simple as 1,2,3 and if you are wondering, it is just as secure too.

There is facial and fingertip recognition software that ensures your Apple Pay can only be used by authorized users, making it safer than ever.

Apple Inc. has also made it abundantly clear that card information will not be shared across its servers, which will further enhance the security of Apple Pay.

When you are in a Costco retailer store or gas station, to make a purchase you merely need to double click the lock or the home button on your iPhone, use your finger or facial recognition to allow access to your bank card, and hold it near the NFC reader.

Due to the ease, convenience, and security of its transactions, Apple Pay allows Costco consumers to shop efficiently, effortlessly, and securely.

Do Costco Gas Stations Accept Apple Pay?

Costco exterior

Yes, Costco gas stations also accept Apple Pay as a form of payment.

To pay at a Costco gas station using Apple Pay, follow the exact same process as you would when paying in-store.

What Is The Maximum Amount You Can Pay Using Apple Pay?

The limit set by Apple for Apple Pay is currently capped at $10,000 per week. This will allow you to do all of your weekly shopping, refilling propane tanks, and anything else you might need without limitations.

Now, do note that your bank might have imposed different limitations, so do make sure to check with them before you go out on a shopping spree only to find out you can’t buy 90% of what you’ve got in the basket.

Does Apple Pay Work In Canadian Costco Stores?

It does. Apple Pay works in Costco stores anywhere that have the contactless payment option. This is indicated by signs located at check-out or near store entrances.

The difference between Canada and the United States is that in Canada, Costco customers can also pay using MasterCard whereas, in the U.S, you can’t.

What Other Payment Methods Are Accepted By Costco?

Costco Executive Membership Hours

In addition to Apple Pay, Costco also accepts the following methods of payment:

  • Cash
  • Checks
  • Credit cards (Visa, American Express, Mastercard)
  • Debit cards
  • EBT cards

If you’re looking for a comprehensive list of accepted credit and debit cards at Costco, then it’s a good idea to head over to the Costco website and reach out to customer service.

Conclusion – Does Costco Have Apple Pay?

As of 2023, you can pay using Apple Pay in all Costco stores and gas stations in North America – including Canada.

You don’t need to worry about thresholds, meaning you can do all of your weekly shopping without worrying if you’ll reach the limit.

With Apple Pay, your shopping experience will become that much quicker, easier, and more secure.

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Arthur Beringer

Arthur graduated in 2002 with a Master's in Business Administration from LSU Alexandria. After working in the retail industry for almost 20 years, he decided to quit and write full-time to help readers who are searching online for consumer-related answers.