Does Costco Use PayPal? [Other Payment Methods & More]

Does Costco accept PayPal as a payment option? What about Costco online, can you use PayPal there? Here are all the answers you seek.

PayPal is one of the most popular payment methods in the world. Though it is predominantly used for online payments, many Costco customers wonder if the retailer accepts PayPal as a payment method.

If this is something that you’ve been wondering about, you’re not alone. After some research, we have all the information you will need.

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Does Costco Accept PayPal?

Costco store

Currently, Costco doesn’t accept PayPal. This is because Costco has entered an exclusive partnership with VISA, which means that only VISA credit cards can be used for purchases online and in-store.

As for any other payment methods – including debit cards, there are no limits imposed by the VISA and Costco partnership.

For online and alternative payment methods that Costco accepts, continue reading.

Does Costco Online Accept PayPal?

As previously mentioned, PayPal is not accepted as a payment method at Costco. This applies to both online and in-store purchases. However, Costco does offer a range of other methods of payment that can be used to shop from the Costco website.

So, what if you want to use the PayPal funds that you have in your PayPal account to purchase goods at Costco? Well, here are a couple of ways that you can indirectly make use of the PayPal funds online.

  1. You can transfer money directly from PayPal to your bank account. You will then be able to pay for your items using either a check, your debit card, or if you have one, VISA credit card.
  2. It is possible to get a PayPal Visa debit card, which can then be used to shop both in-store and online. This is allowed merely because of the agreement with Visa and due to the fact that Costco accepts Visa PIN-based credit and debit cards.

If you are considering using a credit card, do note that Costco only accepts Visa credit cards.

What Payment Methods Does Costco Accept?

Costco Dress Code

Despite the fact that Costco doesn’t accept PayPal as a payment method, there are plenty of other payment methods that they do accept.

Here is the list of all accepted forms of payment at Costco in-store:

  • Google Pay
  • Samsung Pay
  • Apple Pay
  • Electronic Benefits Transfer (EBT) cards
  • Traveler’s checks
  • Costco shop cards
  • Cash
  • Business checks
  • Personal checks
  • PIN-based debit or ATM cards
  • All types of Visa credit cards

If you are considering using a check or Electronic Benefits Transfer card to pay for your shopping, it is imperative that you have a valid form of identification on you. This is just important so Costco can verify your identity.

Additionally, here is a list of accepted payment methods for Costco online:

  • Costco shop cards
  • PIN-based ATM or debit cards
  • MasterCard debit and credit cards
  • All types of Visa cards

Do Costco Plan On Using PayPal As A Payment Method In The Future?

As of 2022, Costco hasn’t made any public statements regarding accepting PayPal as a payment method for in-store and online purchases. Though Costco doesn’t accept PayPal right now, this doesn’t mean that the two companies won’t partner up with each other and work together.

At the end of the day, PayPal is a widely accepted payment method, especially when it comes to online purchases. For example, Walmart – one of Costco’s greatest competitors accepts PayPal.

So, we believe that it is only a matter of time until Costco starts to accept PayPal for purchases.

Conclusion – Does Costco Accept PayPal In 2022?

Does Walmart Own Costco

As of 2022, Costco doesn’t accept PayPal as a payment method. This applies to both online and in-store purchases. But, just because Costco doesn’t use PayPal, don’t let that discourage you.

As Costco is one of the largest retailers in the United States, they accept a very large number of payment methods including cash, checks, VISA, EBT, Apple Pay, and many more.

It is worth mentioning that since Costco are in a partnership with VISA, no other form of credit card is accepted besides VISA credit cards. When it comes to debit cards, however, they accept pretty much every provider.

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Arthur Beringer

Arthur graduated in 2002 with a Master's in Business Administration from LSU Alexandria. After working in the retail industry for almost 20 years, he decided to quit and write full-time to help readers who are searching online for consumer-related answers.