Costco Visa Extended Warranty [How It Works, Products & More]

Want to learn more about Costco Visa extended warranty? Here's everything you need to know, including what it covers and more.

One of the many reasons people go to Costco to shop for electronics is because of the extended warranty on all electronics purchased at Costco. You don’t have to pay extra for this extended warranty, and as long as you buy your electronics at Costco, you’re assured of a much longer warranty as compared to their standard policy.

But what if you could access this warranty for all your purchases, for free?

While that may sound like a fantasy, this is a reality for many Costco shoppers. Yes, there is a way that you can get an extended Costco warranty on all your purchases, and all you need is the Costco Anywhere card, created by Citi.

And in this guide, we’ll be explaining all there is to know about the Costco Citi Card extended warranty, what it covers, what it doesn’t cover, and how it compares to the standard Costco warranty.

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What Is The Costco VISA Citi Card Extended Warranty?

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The Costco Anywhere VISA card created by Citi was announced in 2016, and it offers a variety of different benefits and cashback for Costco shoppers. Many customers have enjoyed the numerous cashback rewards of the Citi card, but another benefit that comes with the Costco Anywhere card is that it allows you to get an extended warranty on most, if not all of your Costco purchases.

If you pay for any Costco product under their standard warranty with your Costco Anywhere card, you can get a free extended warranty on the product. This is an additional two-year warranty that begins once the original warranty of the product expires.

So, if you buy a product with a  6-month warranty, when that expires, the product is still under warranty for an additional two years. This ensures that the product will work fine and serve its purpose for at least another two years, giving you the freedom to exchange it or file a warranty claim if ever you run into trouble.

While there are some items at Costco that come with an extended warranty, there are plenty of items that don’t. So, if you would like a longer warranty for all your Costco purchases, you might want to consider applying for a Costco Anywhere card and using it for Costco purchases.

What Does Costco Extended Warranty Cover?

As mentioned earlier, anything that you purchase at Costco with a standard warranty using your card will automatically be upgraded to an extended two-year warranty. To find out which items are covered by this extended warranty, all you have to do is go to Costco and check if the item falls under their standard warranty coverage.

If it falls under their standard warranty, you will get the extended warranty when using the Costco Anywhere card to pay.

This includes a lot of electronics, appliances, and a bunch of other white goods. Here are some examples of the different items that fall under the Costco Extended Warranty;

  • Laptops
  • Washing machines
  • Dishwashers
  • Dryers
  • Heaters
  • Cooktops
  • Televisions
  • Range cookers

You can avail of the extended warranty on these items in-store or through the Costco website. All you have to do is use the Costco Anywhere credit card to pay for your purchase. You may also get numerous cashbacks when using this card for products, which is another advantage of the Costco Anywhere card.

What Isn’t Covered By The Costco Extended Warranty?

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Not everything at Costco will be covered by the extended warranty, even if you pay with your Costco Anywhere card. However, there is a large chance that the goods you buy will come with a standard warranty from the manufacturer, but don’t expect it to be as long as the extended warranty.

These items are items that don’t fall under the Costco standard warranty. This includes all air, land, and water vehicles. While Costco doesn’t sell airplanes and cars, they do sell a variety of boats, drones, and even golf carts. These are items that aren’t covered by the extended warranty.

Additionally, keep in mind that the Costco extended warranty only covers up to $10,000 per item. So, if the cost of repair or replacement is more than $10,000, the warranty won’t cover it. All repair costs that exceed this limit will be shouldered by the buyer.

What Is Costco’s Standard Warranty Policy?

Costco also offers a standard warranty on a fair amount of products. Most notably, all electronics at Costco fall under a two-year warranty that starts the day the original manufacturer’s warranty expires.

Customers can get the standard warranty on top of the extended warranty. This gives you even more protection on your electronics, which is why many people prefer shopping for electronics and other appliances at Costco.

Aside from that, Costco also offers a SquareTrade warranty, which is a paid extension to your standard warranty.


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If you’re a Costco Anywhere cardholder, you get to access a variety of benefits. These include cashbacks, no foreign transaction fees, and a wide range of other rewards that are great for regular Costco shoppers.

On top of that, if you pay for items with this card, you can opt for the Costco extended warranty, which offers another layer of longer protection for your items against factory defects and issues.

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Arthur Beringer

Arthur graduated in 2002 with a Master's in Business Administration from LSU Alexandria. After working in the retail industry for almost 20 years, he decided to quit and write full-time to help readers who are searching online for consumer-related answers.