Does Costco Take VSP And EyeMed? [Process, Coverage & More]

Does Costco accept EyeMed or VSP insurance? What insurance does Costco accept for vision? Here are all the answers to your questions.

As Costco caters to a range of different markets and demographics, they ensure to supply plenty of different items, brands, and services to meet everyone’s needs. This alone makes Costco a one-stop shop for millions of Americans.

And one of the most common services customers avail of at Costco is vision check-ups.

The Costco Optical center offers a wide variety of vision services for customers. These include glass repairs and prescriptions, eye check-ups, and even contact lens prescriptions.

But does Costco take EyeMed and VSP insurance?

The short answer is yes, Costco does take EyeMed and VSP insurance.

And in this guide, we dive into all the details about using your VSP and EyeMed plans at Costco to cover the costs of your check-ups, glasses, or contact lenses.

Read on to learn more.

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Does Costco Accept VSP and EyeMed Insurance?

EyeMed and VSP insurance

As of 2022, Costco accepts VSP and EyeMed insurance plans to cover services at Costco Optical.

Whether you’re getting a simple vision test and eye-checkup, getting prescription glasses, or replacing your contact lenses, you can use EyeMed and VSP coverage at Costco to handle the costs.

However, keep in mind that EyeMed coverage only covers eye exams, frames, and standard lenses. For VSP coverage, Costco considers it as standard. For EyeMed, their coverage and reimbursement are the same as the Vision Care Plan benefits.

This can mean partial coverage for some eye exams, while for others it can mean 100% coverage. Since Costco considers the VSP standard, the VSP Costco reimbursement for eye exams and other services is more comprehensive.

What Insurance Does Costco Accept For Vision?

Every insurance plan has different rules when it comes to healthcare coverage, and the same goes for VSP and EyeMed. However, if you don’t have plans from these companies, you can still go to Costco Optical.

As mentioned earlier, on top of VSP and EyeMed, there are other Costco vision plans accepted from different companies such as:

  • Spectera
  • Davis Vision
  • FEP BlueVision
  • MES Vision
  • VBA Vision
  • United Health Care

Keep in mind that Costco Optical optometrists are not Costco employees and are independent doctors. So, there might be some doctors who won’t accept certain insurance plans, which is important to remember when visiting Costco for an eye exam.

At the end of the day, it’s completely up to the doctor whether or not they can accept a certain insurance plan. To avoid any complications, you may visit or call your local Costco to inquire whether or not they will accept your insurance plan.

What Vision Services Are Offered At Costco?

checking eyesight

The Costco Optical center offers a wide range of services to customers. They are a standard optical center, which means that their services include eye exams, eye tests, and contact lenses.

Since Costco is also a very varied store with numerous products and services, you can also find many glass frames from different brands. In fact, customers can even find designer frames at Costco from brands such as Fendi and Burberry.

You can use the Warehouse Finder tool on the Costco website to find the closest optical center near you. To use the tool, all you have to do is input your zip code and then you can view a list of all Costco centers within your area.

From there, you can also view if these Costcos have a vision center or not.

What Is The EyeMed And VSP Cover Process At Costco?

The process is very simple. Once you find out that your insurance is accepted, you can take advantage of the service that you need.


Upon completion of the service, make sure to keep the receipt and tell your insurance provider about it.

They will take care of the rest and tell you what you need to do next. You can also ask in-store what you should do next.

Conclusion – Does Costco Take VSP And EyeMed Insurance?

Costco exterior

Costco Optical will accept most vision insurance plans, including VSP and EyeMed. On top of that, common plans from FEP BlueVision, United Health Care, and VBA Vision are also accepted.

With that said, this may vary depending on the store and doctor.

Remember that the doctors at Costco Optical are not Costco employees. Instead, these are independent doctors, hence it is up to them to decide what insurance plans they accept.

This can be confusing to customers, which is why it’s recommended to call your local Costco Optical center to ask if they will accept VSP or EyeMed insurance coverage.

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Arthur Beringer

Arthur graduated in 2002 with a Master's in Business Administration from LSU Alexandria. After working in the retail industry for almost 20 years, he decided to quit and write full-time to help readers who are searching online for consumer-related answers.