Does Walmart Cash Personal Checks? [Limits, Cost & More]

Does Walmart offer to cash personal checks? Check out this guide to learn whether Walmart cashes personal checks, fees, limits, and more.

Walmart caters to a lot of customers. And since their inception in 1962, Walmart has always strived to make a more pleasant, comfortable, and convenient shopping experience for its customers.

To do this, they had to make a lot of adjustments and changes. To cater to a lot of customers, Walmart doesn’t just offer a lot of products, but they also offer a variety of services.

At many Walmart Supercenters around the world, customers can find service centers that can help them with their car, money, and even vision needs. And one of the most-used of these service centers is the Money Center.

When at the Walmart Money Center, customers can send money, receive money, and even cash their payroll checks. But since Walmart can encash your payroll check, you may be wondering if you can cash personal checks at Walmart as well.

In this article, we’ll be doing just that.

If you want to learn about if you can cash personal checks at Walmart, how to do that, if there are charges or limits, and other important things you need to know about cashing personal checks at Walmart.

Read on to learn more.

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Does Walmart Cash Personal Checks?

As of 2023, customers can go to Walmart to cash personal checks through the Money Center. However, Walmart won’t cash any personal check.

To cash a personal check at Walmart, it has to be a pre-printed check worth no more than $5,000. There is a fee when cashing a personal check at walmart, which may vary depending on the amount of the check.

How Can You Cash A Personal Check At Walmart?

Mishawaka Circa August 2018: Walmart Retail Location. Walmart is boosting its internet and ecommerce presence to keep up with competitors XII

Cashing a personal check at Walmart is easy if they have a Money Center. To learn if your Walmart has a Money Center, you can use the Walmart Store Finder Tool on their website. All you have to do is input your location, click on the Walmart location nearest to you and check if they have a Money Center.

If they do, you can proceed to the Money Center desk at Walmart to enchash a personal check. Again, Walmart only cashes pre-printed personal checks with a maximum amount of $5,000. You have to bring the physical check with you along with a government-issued photo ID.

From there, the associate at the desk will guide you through the process. When you cash a check at Walmart, the fee is automatically deducted. So, if you cash a check worth $500 with a $4 fee, you will receive $496 in total.

There are two ways to receive the money when you cash a Walmart check: cash or through the Money Card. You can buy a Money Card at Walmart for $1 and if you cash the check at Walmart, all the reloading fees are completely waived.

How Much Walmart Charge To Cash A Check?

Walmart California

The fee for cashing a personal check at Walmart varied depending on the fees. The maximum amount that can be cashed at Walmart is $5,000. If the check is worth $1,000 or less, the fee is only $4. If you cash checks worth between $1,000 and $5,000 at Walmart, the fee will rise but it will not exceed $8.

The fee for cashing the check is automatically deducted from the amount you receive. That means you won’t have to bring extra cash with you to pay the fee at the Walmart Money Center.

Are There Limits To The Personal Checks You Can Cash?

Yes, for personal checks at Walmart, you can only cash a maximum of $5,000 with a maximum fee of $8. On top of that, you can’t cash handwritten checks at Walmart as they have to be pre-printed.


If your local Walmart has a Money Center, you can head there to cash personal pre-printed checks. Walmart will cash checks as long as they are worth $5,000 or less. There is a fee for cashing personal checks at Walmart, but it will not exceed more that $8 in total.

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Arthur Beringer

Arthur graduated in 2002 with a Master's in Business Administration from LSU Alexandria. After working in the retail industry for almost 20 years, he decided to quit and write full-time to help readers who are searching online for consumer-related answers.