Does Walmart Do Cash Back? [How, Limits, Charges & More]

Can you request a cash back at Walmart? Check out this guide on whether Walmart offers cash back, hot get it, limits, and more.

Customers can already expect to save some money when shopping at Walmart. In its decades-long history starting all the way back in 1962, Walmart has dedicated itself to providing customers from all walks of life with a wide variety of quality products at a competitive price.

On top of that, low prices aren’t the only ways customers can save money when shopping at Walmart. While the store’s price match policy is pretty well-known among customers, cash backs are a less popular way that Walmart makes the shopping experience easier for customers.

So, how does cashback options at Walmart work?

Currently, Walmart offers a variety of cashback options for customers. While there are limits to the number of cashback customers can request per day, it is still a pretty decent way to withdraw money whenever you go shopping at Walmart.

And in this article, we’ll be looking at how you can request cash back at Walmart, the limits to requesting cash back, whether you can do it at self-checkout, and some other neat pieces of information you need when shopping at Walmart.

Read on to learn more.

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Can You Get Cash Back At Walmart?

Walmart California

Yes, if you’re paying for your purchase with a debit card, you can request cash back at Walmart. Customers can request between $20-$100 cashback per debit card transaction and you can request it up to three times per day.

If you’re paying with checks, you can also request for up to $20 cashback and up to $120 if you’re paying with a Discovery Credit Card.

The cashback denominations at Walmart are $20, $40, $60, and $100.

What Is The Walmart Cash Back Limit?

While Walmart welcomes many different customers on a daily basis, they have a limited amount of cash in their stores. So, to keep them from running out of cash, they instil a limit to the number of cashback customers can request at their stores.

The limit for cashback at Walmart can vary depending on the type of purchase you made. For example, debit card purchases have a maximum cashback of $100 while credit cards have a maximum of $120 and for personal check purchases, there’s a limit of $20.

Cashback at Walmart is done in multiples of $20. So, if you need an amount that is not a denomination of $20 or needs more than $100, then you might be better off heading to an ATM to withdraw cash instead.

Can You Get Cash Back At Walmart Self-Checkout?

People at Walmart cashier

Whether you’re at the Walmart cashier counter or the self-checkout counter, you can request cash-back at Walmart.

If you’re at self-checkout, you have to start by scanning all your items as you normally would. Then, after scanning all the items you plan on buying, you can insert your card and make sure to check that you’re performing a debit transaction.

When selecting credit on the machine, you can’t request cashback. When you insert your debit card, the machine will then ask you to either proceed with your transaction or get cashback. If you want cash back, simply press the cashback option.

From there, you can select the amount of cashback you need. After that, all you have to do is confirm the transaction, enter the pin, and your payment will be processed and you will receive your cashback.

Does Walmart Charge A Cash Back Fee?

The answer to this question can vary from store to store. So, if you plan on getting cashback at Walmart, make sure to use the Walmart Store Finder tool to find the contact number of your local Supercenter to ask them about their cashback fees.

Typically, Walmart won’t charge a fee for cashback. However, if you want to use Walmart cashback, you first need to make a purchase in their stores. And if you don’t need to make a purchase but still need cash, then you can just go to the ATMs instead.

How To Get A Walmart Cash Back

Walmart Store 2

If you’re at the cashier’s counter, then you can always request the associate for a cashback. From there, the associate will guide you through the entire process. Then, once you input your pin and the payment is processed, you will receive the amount of cashback you requested.

Again, keep in mind that there are limits to the cash backs customers can request per card. This is to make sure that Walmart always has cash in-store to give as change for customers who pay for their purchases with cash.

Can You Get Cash Back At Walmart Using A Credit Card?

If you want to get a cashback at Walmart with a credit card, you might run into some trouble. For most credit card providers, cashback is not available at Walmart. However, there is one credit card that allows cashback at Walmart, and that’s the Discover Card, which has a “cash over” program.

If your card doesn’t have any such program, then there’s a high chance you can’t request cash back at Walmart. However, keep in mind that depending on your card, cashback are subject to different fees and limits.

So, before going to Walmart to request cashback with your credit card, make sure to go to your provider to ask about their “cash over” programs to get a full view and idea of the different fees.

Getting Cash Back At Walmart When Paying With A Check

If you’re paying with a personal check at Walmart, you can also request cashback. However, this is subject to a different limit than debit cashbacks. If you’re paying with a check, you can only request a maximum of $20 as cashback.

When doing this, you need to provide a valid ID then put in an additional $20 into the value of the check. From there, the cashier scans your check to verify the purchase to prevent fraud in-store.

Conclusion

At Walmart, you can get cashback at both the standard cashier lines and the self-checkout lines. To do this, you need to use a debit card, however, some credit cards also have cash over the program. At self-checkout, you can request a cashback on the machine while you can also request cashback at the regular cashier’s counter.

There’s a maximum limit of $100 for debit cashback at Walmart, and fees may vary from store to store. So, make sure to contact your local Walmart about their cashback fees before proceeding to the store.

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Arthur Beringer

Arthur graduated in 2002 with a Master's in Business Administration from LSU Alexandria. After working in the retail industry for almost 20 years, he decided to quit and write full-time to help readers who are searching online for consumer-related answers.