What Does Walmart Protection Plan Cover? [Updated Guide + FAQs]

How does Walmart Protection Plan work and what does it cover? Does it cover accidental damage and what is the deductible? Here are all the answers.

Among many other services you can avail of at Walmart comes Walmart’s Protection Plan. The Walmart Protection Plan is a great asset for customers who want to have their purchases covered in case anything goes wrong.

Walmart offers a wide variety of products from clothes, electronics, furniture, food, and even cars.

The Walmart warranty covers these products in the event that they break or need repair. The Walmart protection plan also covers you if your product gets damaged by an act of nature like floods or fires.

While the Walmart Protection Plan is great, the warranty comes with one downside;

It only protects what you buy at Walmart, which means if you purchase something else, such as a third-party car insurance through Walmart, the Walmart warranty won’t cover it.

In this article, you can find all the answers to anything regarding the Walmart Protection Plan.

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How Does Walmart Protection Plan Work?

Front view of a Walmart

Walmart Protection Plan offers a generous coverage plan, but what exactly does Walmart protection plan cover?

Walmart offers a shopping guarantee which protects you against any defects in the product when you buy it.

If something in your order arrives broken or doesn’t work properly, they will replace it for free.

They also provide a 90-day warranty on all purchases to cover any design flaws in the product after purchase.

What Does Walmart Warranty Cover?

Walmart Protection Plan

If you’ve ever bought an item at Walmart, you’d know that most Walmart stores offer a standard 90-day limited warranty that covers manufacturing defects. However, they do not cover damages caused by accidents or mishandling of the product.

Walmart offers three levels of protection plans: Product Care Plans, Product Care Plus, and Product Care Elite, which you can buy depending on the price range of your product.

They are both sold under their in-house company WGP Services LLC, while the third type is through Assurant Solutions (for electronics) and Asurion Insurance Services Inc. (for appliances).

What Does The Walmart Protection Plan Cover?

Before signing up for any extended subscriptions or plans, it is always a good idea to check up on what is covered in your warranty.

The Walmart protection plan covers the following:

– Malfunctions due to faulty parts or workmanship (covers repairs needed after normal wear and tear)

– Accidental damage from handling (ADH) such as drops, spills, cracked screens, etc. (phone must be in working condition at the time of claim to be eligible for ADH coverage)

– Desktops that arrive with physical damages during shipping will receive full replacement value upon proof of damage (you must contact Walmart’s customer support within 48 hours of receiving desktops)

Does Walmart Protection Plan Cover Accidental Damage?

Overnight Parking Walmart

The Walmart protection plan includes accidental damage from handling (ADH) as a coverage. This type of protection is usually an add-on for most warranties and insurance plans.

What kind of accidental damage it covers:

– Accidental damage to your product that’s not caused by negligence or misuse

– Coverage for drops, spills, cracks, and other physical

Is The Walmart Protection Plan Deductible?

Yes, most Walmart warranties are deductible on federal income taxes. However, it is important to check with your tax professional to ensure that you use the correct information for your specific situation.

Walmart Protection Plans give you peace of mind knowing that if something goes wrong with your product, you will receive free repair or replacement just like under manufacturer warranty.

Items covered include;

  • TVs and Projectors
  • Digital Cameras and Camcorders
  • Mobile Phones; Tablets; Laptop Computers
  • Desktop Computers; Printers and Scanners
  • External Hard Drives and Computer Accessories (including mice, keyboards, speakers, and printers)
  • Video Game Consoles (e.g., PlayStation 5)

Who Is Eligible For The Walmart Protection Plan?

laptop computers

The Walmart Protection Plan is available to anyone who purchases a product from Walmart.com or in one of Walmart’s stores. However, the plan is not available for certain items, such as custom-ordered items or items that are marked “As Is.”

The plan is valid for devices that are less than two years old, and it’s available to Walmart customers and non-customers alike. After two years, you can still make a claim under the manufacturer’s warranty for your device.

How Much Does The Walmart Protection Plan Cost?

The price of the Walmart Protection Plan differs depending on the type of device or item you’re purchasing it for.

For example, a basic cell phone protection plan costs $4.88 per year, while a protection plan for a laptop costs $9.88 per year.

The price of the protection plan comes down to the type of plan you buy and the protection you need.

How Do I Buy The Walmart Protection Plan?

Walmart store exterior

You can purchase the Walmart Protection Plan online on walmart.com or in-store when you purchase your product.

You will need the following information to buy a protection plan from Walmart:

  • The model number of your product
  • The name of the product
  • The purchase date of the product
  • Your contact information (name, address, phone number)
  • Your credit card information (Visa, Mastercard, American Express, or Discover)

Conclusion

If you’re in the market for a protection plan to cover your product, Walmart’s Protection Plan is an affordable option. You can purchase it online or at Walmart stores when you make your purchase.

It covers malfunctions due to faulty parts or workmanship (covers repairs needed after normal wear and tear) and accidental damage from handling (ADH) such as drops, spills, cracked screens, etc.

Desktops that arrive with physical damages during shipping will receive full replacement value upon proof of damage (however, you must contact Walmart’s customer support within 48 hours of receiving the desktop).

The Walmart warranty does not include custom-ordered items or “as is” items. After two years under manufacturer warranty, the coverage expires on most products, but this Walmart protection plan will also cover the two-year period.

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Arthur Beringer

Arthur graduated in 2002 with a Master's in Business Administration from LSU Alexandria. After working in the retail industry for almost 20 years, he decided to quit and write full-time to help readers who are searching online for consumer-related answers.