Having glasses that match your prescription is crucial for everybody. But while most medical insurances in the US don’t include insurance coverage for your visual needs, VSP and EyeMed are two very well-known insurance companies that do cater to these needs specifically.
VSP and EyeMed take the edge off the bill if you need new glasses, regular vision check-ups, or contact lenses. This is why many people ask; does Walmart take EyeMed or VSP?
In this article, you can learn more about if Walmart supports vision insurances such as VSP and EyeMed.
Read on to learn more.
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Does Walmart Take EyeMed And VSP In 2023?
Yes, as of 2023, Walmart does take VSP insurance as well as EyeMed insurance, meaning that you can avail of the great benefits from the insurance companies.
However, since both EyeMed and VSP don’t have a direct contract with Walmart Inc., you do need to be aware that you would need to submit out-of-network forms to the insurance company after you have had an appointment.
To be able to avail of the benefits from VSP and EyeMed, you would also need a plan that supports this, otherwise, you might not be reimbursed when trying to make an insurance claim.
Does Walmart Take EyeMed And VSP In All States?
In states where there are multiple VSP and/or EyeMed providers, you might be able to find a local plan from those providers as well. However, since Walmart doesn’t have any direct contracts with those providers either, the same out-of-network form rule applies.
If you’re looking into filing a health insurance claim for your eye care needs using VSP or EyeMed, then it is advised that if possible, you check first with your doctor whether they accept those forms of payment.
What Is The Difference Between VSP And EyeMed?
Both businesses offer great benefits to individuals who can benefit from their services; however, both vary in some ways.
VSP, for example, is a benefit service that offers discounts on eye care services to individuals who are employees or family members of an employee. They also offer exclusive deals on eyeglasses and contact lenses.
EyeMed is another company that provides vision benefits exclusively to individuals with one of the four top medical insurance plans in the US; Aetna, Amerigroup, Anthem Blue Cross Blue Shield, or UMR. They also have tie-ups with many original equipment manufacturers (OEM), which means you can get discounts on specific brands and products as well as extended product warranties when you buy your glasses or contacts from them.
What Is The VSP Vision Discount Program?
If you’re looking into using VSP, then you may have heard the term “Vision Discount Plan” before. But, what exactly is it?
The VSP Vision Discount program is one of the nation’s largest vision insurance companies in America, with over 35 million members throughout the US.
Their minimum requirements are that you be 18 years or older and a legal resident of the United States. If you’re interested in saving money on your eye doctor visits, Lasik surgery, glasses, contacts, sunglasses, and more then this may be an option for you.
What Is EyeMed VisionCare?
The main benefit of EyeMed is that it is very easy to join as long as you are a member of one of the four major medical insurance companies in the US. You can find out what exact benefits are associated with which plan on their website.
You will also be able to find contact lenses that are covered under these plans for which you will receive exclusive discounts when buying your contacts from them. They also offer vision care discounts at certain optometrists across the US who accept this specific brand of insurance.
What Does VSP And EyeMed Cover At Walmart Vision Center?
If you’re not sure about the benefits of VSP or EyeMed, then here are some of the common services that are offered at Walmart Vision Centers.
Check out what your insurance will cover before heading to an appointment with them so that there is no hassle involved when filing your claim later on.
Walmart offers full eye exams, contact lens consultations, frame fitting assistance, and lens processing for all their customers who have vision payment plans through either VSP or EyeMed.
You can also find deals on specific products such as glasses or contacts on certain brands when paying with these payment options. You may even discover discounted prices on sunglasses.
However, it is important to note that you will most likely be compensated less and miss out on special bonuses than if you went to an in-network provider.
How Do I Make A Out-Of-Network Insurance Claim?
If you’ve already had an eye examination with Walmart and paid for it using your VSP or EyeMed form of payment, then all you need to do is:
- Make a list of all the items you bought (i.e. frames and lenses)
- Take your health insurance card together with either your VSP or EyeMed ID cards to the nearest participating provider in-network that has contracted agreements with them
- Fill up a claim form at said location, which will be provided by Walmart Vision Center staff
- Ask the staff about any potential deductibles that pertain to each product
- Return back to Walmart Vision Center with completed forms and receipts and receive the remaining balance from Walmart
Note: The benefit schedule offered by both VSP and EyeMed varies according to your specific insurance plan. Instead of paying out-of-pocket, you can also pay by cash or credit card if your preferred payment option is not covered in their benefit schedule.
Conclusion – Does Walmart Take VSP And EyeMed?
Walmart Vision Centers offer a variety of eye care services that are covered by both VSP and EyeMed.
If you’re not sure about the benefits for either company, then all you have to do is check your insurance policy before going in for an appointment.
They also accept cash or credit card if your preferred payment option isn’t available on their list of benefits.
It’s important to note that even though Walmart offers these deals, they won’t be as good as what you would get from an optometrist who accepts the same type of plan.